Another client comes in confused and dissapointed because they thought their insurance agent was a good guy and on their side. People please wake up and smell the coffee. These people are not your good neighbors and the are not your friends. You need to watch your own backsides. Did you know it costs just a few dollors a year more to raise your policy limits from 25000/50000 to 100000/300000 and just pennies a year to make sure your uninsured motorist coverage matches your liability coverage? MAKE SURE you check these when you renew your insurance or better yet do it now. The chances are at least 50/50 someone will hit and hurt you with no or not enough insurance as it is that you will hit them. Call with questions.