Client came in to discuss collision where he was hit on his motorcycle by a drunk who turned left in front of him. Several broken bones shoulder needed surgury. Defendant of course had no insurance. He waived his uninsured mororist coverage because he thought that only covered others not himself. UNINSURED COVERAGE IS TO COVER YOU OR ANYONE IN YOUR CAR NEVER WAIVE IT. This is the cheapest coverage you can buy and when you think about it you are just as likely to be hit by someone with no or not enough insurance as it is you will hurt someone.